Notice of Adoption - Amended Regulations 2-5-1, 4-2-10, 4-2-27, 4-2-51, 4-2-63, 4-6-8 and New Regulation 4-2-82

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The Division would like to provide notice that the Commissioner has adopted the following regulations:

The purpose of this regulation is to establish the requirements for the registration of providers of service contracts pursuant to the requirements of § 10-4-1603(9)(b), C.R.S.

This regulation will become effective on May 30, 2022.

This regulation is intended to clarify the information to be filed under the provisions of § 10-3-903.5(7)(c), C.R.S., by Multiple Employer Welfare Arrangements (MEWAs) claiming exempt status from formal licensing requirements. Further, this regulation is intended to clarify the application requirements under the provisions of § 10-3-903.5(7)(d) by a MEWA seeking a waiver to operate in Colorado. This regulation also clarifies the responsibilities of licensed producers with respect to MEWAs.

This regulation will become effective on May 30, 2022.

The purpose of this regulation is to establish procedures for the submission of reasonable modifications to grandfathered individual and small group health benefit plans, to non-grandfathered individual and small group health benefit plans, as outlined in § 10-16-105.1(5), C.R.S., and to pediatric stand-alone dental plans.

This regulation will become effective on May 30, 2022.

The purpose of this regulation is to establish standards for carriers in discontinuing health benefit plans or student health insurance coverage policies and for carriers exiting a Colorado market segment pursuant to the requirements of Colorado law.

This regulation will become effective on May 30, 2022.

The purpose of this regulation is to establish requirements to ensure that there is meaningful difference between health benefit plans being offered by a carrier, which in turn promotes the fair marketing of health benefit plans and a competitive health insurance market.

This regulation will become effective on May 30, 2022.

The purpose of this regulation is to establish rules for implementing Colorado’s small group laws. This regulation concerns the applicability and scope of the small group provisions; carriers’ obligations to provide coverage; employee eligibility requirements; the use of restrictive riders; rules relating to fair marketing; and carrier disclosure requirements.

This regulation will become effective on May 30, 2022.

The purpose of this regulation is to provide carriers with the policyholder notice templates for plans that are being modified through the reasonable modifications process in accordance with Colorado Insurance Regulation 4-2-27, being discontinued in accordance with Colorado Insurance Regulation 4-2-51, or being continued without modification.

This regulation will become effective on May 30, 2022.

Regulations that have been adopted, but are not yet effective can be found on the Division's Regulations Adopted But Not Yet Effective webpage.

Division bulletins and regulations can be found on the Division's Insurance Statutes, Regulations, and Bulletins webpage.