At the Colorado Division of Insurance (DOI), we understand that many of you, whether you live in a stand-alone house, condominium, or townhome are grappling with the burden of high homeowners insurance costs, or finding it challenging to secure suitable coverage.
In response to your concerns and in conjunction with legislation passed in 2023 - House Bill (HB) 23-1174, Homeowners Insurance and Underinsurance - the DOI is launching a study to look into the factors affecting these costs and to make potential policy recommendations.
We want to hear about the challenges that you’re facing with the affordability of homeowners insurance premiums for single and multi-family homes, and we are excited to work together to find solutions. A key component to finding those solutions will necessarily be identifying the causes of homeowners insurance affordability issues in Colorado. We’re also looking for ideas on ways to address these issues. That will be part of the work that we do through these stakeholder meetings as well.
Your experiences, insights, and suggestions are vital to this mission. They will enrich our understanding and help guide policy recommendations to better serve the diverse needs of Colorado homeowners.
New - Toolkit for Homeowners and HOAs on Insurance
With recent challenges in Colorado regarding homeowners insurance and insurance for HOAs, the Division of Insurance has developed a toolkit with information like common terminology, resources and frequently asked questions about current issues, coverage and strategies to help navigate the market.
Northern El Paso County Coalition of Community Organizations Meeting - 3.15.25: Homeowners Insurance: Challenges and Opportunities
Town Halls with Commissioner Conway on Homeowners Insurance Affordability
DOI Presentation for the Oct. / Nov. 2024 Town Halls
Yuma -- September 30, 10am-12pm
Yuma Public Library
910 S. Main St., Yuma, CO 80759
(park on east side of building)
Grand Junction -- October 8, 1:00-3:00pm
Mesa County Workforce Center
512 29 1/2 Rd, Grand Junction, CO 81504
Durango -- October 9, 1:00-3:00pm
Durango Community Recreation Center, Sunlight Community Room
2700 Main Ave, Durango, CO 81301
Alamosa --- October 10, 9:00-11:00am
Adams State University, Vistas Community Room, located on top of REX Stadium
71 Stadium Dr, Alamosa, CO 81101
Pueblo -- October 15, 10am-12pm
CSU Pueblo
2200 Bonforte Blvd, Occhiato Student Center Suite 008 Tundra room
Pueblo, CO 81001
Louisville/Superior -- October 17, 9:00-11:00am
Louisville City Council Chambers
City Hall, 749 Main Street, Louisville, CO 80027
Frisco -- Rescheduled, NOVEMBER 12, 6:00-7:30pm
Frisco Community and Senior Center, Fremont Room
83 Nancy's Place, Frisco, CO 80443
Stakeholder Meeting: July 25, 2024 - Homeowners Insurance: Risk Management and Mitigation
Stakeholder Meeting: July 2, 2024 - HB24-1108 Commissioner Study on the Insurance Market
Stakeholder Meeting: June 12, 2024 - Homeowners Insurance: Parametric Insurance and Home Hardening Programs
Stakeholder Meeting: March 26, 2024 - Homeowners / HOA Insurance: Current Challenges in Colorado and Information and Resources for Consumers
March 26, 2024 - Meeting Presentation (information from DOI and United Policyholders)
Stakeholder Meeting: Nov 13, 2023 - Potential Solutions to Affordability Challenges: Traditional to Innovative Solutions
Stakeholder Meeting: Oct. 20, 2023 - Potential Solutions to Affordability Challenges: Hardening, Mitigation, and Financial Aid
Stakeholder Meeting: Aug. 29, 2023 - Affordability and Accessibility of Single and Multi-family Home Insurance
We look forward to hearing your voices, addressing your concerns, and working together to create a more equitable homeowner's insurance landscape in Colorado.
For any questions or further information about these meetings, please contact Keilani Fleming at Keilani.Fleming@state.co.us.
Stakeholder Meeting: June 12, 2024 - Homeowners Insurance: Parametric Insurance and Home Hardening Programs
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