Health Insurance Affordability Enterprise
Health Insurance Affordability Enterprise
The Health Insurance Affordability Enterprise law is designed to address the affordability of health insurance for Coloradans purchasing coverage on the individual market and expand subsidies for those not eligible under the ACA. It establishes an enterprise to administer a health insurance affordability fee assessed on health insurers and hospitals to fund measures to reduce consumer costs for individual health coverage plans. The enterprise is governed by a 11-member board, with 9 members appointed by the Governor (with the consent of the State Senate).
Upcoming Meetings
TENTATIVE: Health Insurance Affordability Enterprise Board Meeting
Friday, August 22, 2025 from 8:00 am- 10:00 am. Please register in advance here
HIAE Board: Gifts, Grants and Donations Subcommittee Meeting
Wednesday, July 23, 2025 from 12 pm- 1:00 pm. Please register in advance here
Board Meeting Materials
For interpretation requests other than English and Spanish, please email lupita.deecheverria@state.co.us
Statute & Regulations
Please use the link below to register for the Division of Insurance VIRTUAL Permanent Rulemaking Hearing on Wednesday, July 30, 2025 at 3:00 PM MDT.
Register for the Webinar:
https://us06web.zoom.us/meeting/register/8nJPn1UgQZ21q_Ejx_cyag
A written comment period will be permitted for three business days after the public hearing. Please submit your comments on this draft proposed regulation no later than August 4, 2025, to DORA_INS_RulesandRecords@state.co.us
Emergency Regulation 25-E-03 Concerning Health Insurance Affordability Enterprise On-Exchange Subsidy - effective June 23, 2025
SB 20-215: Health Insurance Affordability Enterprise - signed into law on June 30, 2020
4-2-76: Concerning the Health Insurance Affordability Fee Assessment and Collection Process - effective June 15, 2021
4-2-78: Cost-Sharing Reduction Enhancements - amended regulation effective October 30, 2024
4-2-83: Concerning Health Insurance Affordability Enterprise Subsides for Qualified Individuals through Premium Wrap and Cost Sharing Reduction Enhancements on the Colorado Option Silver Plan- amended regulation effective October 30, 2024
Health Insurance Affordability Enterprise Board Members
- Rich Cimino, Consumer
- Michael Conway, Colorado Division of Insurance
- Stephanie Einfeld, Primary Care
- Rebecca Gillett, Board Chair, Consumer
- Shannon Groves, Health Insurance Carrier
- Diana Pineda, Advocate
- Karla Gonzales Garcia, Board Secretary, Consumer
- Kevin Patterson, Board Vice-Chair, Connect for Health Colorado
- Dr. Lilia Cervantes, Hospital
- Kevin McFatridge, Representative of Statewide Association of Health Benefit Plans
- Vacant, Small Business
To apply to the Health Insurance Affordability Board go to the Application for Board / Commission for State of Colorado - select "Health Insurance Affordability Enterprise" from the drop-down menu for "Which Boards and Commissions are you interested in?"
Questions about the procurement process used for the Health Insurance Affordability Enterprise should be directed to Laura Mortimer (Laura.Mortimer@state.co.us).
Note: All solicitations with or on behalf of Health Insurance Affordability Enterprise are not subject to Colorado Procurement Code, including Article 109 (Remedies).
