Health Insurance Affordability Enterprise

The Health Insurance Affordability Enterprise law is designed to address the affordability of health insurance for Coloradans purchasing coverage on the individual market and expand subsidies for those not eligible under the ACA. It establishes an enterprise to administer a health insurance affordability fee assessed on health insurers and hospitals to fund measures to reduce consumer costs for individual health coverage plans. The enterprise is governed by a 11-member board, with 9 members appointed by the Governor (with the consent of the State Senate).

Health Insurance Affordability Board 

Health Insurance Affordability Board Meetings

  • There is no meeting scheduled for April
  • Next regularly scheduled meeting: Friday, August 19, 2022, 8:00 - 09:00 a.m. MT
  • Board meetings will now be held on the Zoom platform.
  • To register for Board meetings, CLICK HERE.
  • After registering, you will receive a confirmation email containing information about joining the meeting.

Health Insurance Affordability Board Meeting Materials          Board Retreat Materials          Board meeting calendar                                

Health Insurance Affordability Board members

  • Rich Cimino, Consumer
  • Michael Conway, Colorado Division of Insurance 
  • Stephanie Einfeld, Board Chair, Primary Care 
  • Rebecca Gillett, Consumer 
  • Shannon Groves, Health Insurance Carrier
  • Rayna Hetlage, Advocate
  • Maria Madrid, Consumer
  • Amanda Massey, Colorado Association of Health Plans
  • Kevin Patterson, Board Secretary, Connect for Health Colorado
  • Linda Thorpe, Hospital 
  • Todd Young, Business


To apply to the Health Insurance Affordability Board go to the Application for Board / Commission for State of Colorado - select "Health Insurance Affordability Enterprise" from the drop-down menu for "Which Boards and Commissions are you interested in?"

FY 22-23  HIAE Evaluation Contract

Questions about the procurement process used for the Health Insurance Affordability Enterprise should be directed to Laura Mortimer ( and Leilani Russell (

Note: All solicitations with or on behalf of Health Insurance Affordability Enterprise are not subject to Colorado Procurement Code, including Article 109 (Remedies).

Learn More About Insurance

Types of Insurance Health Insurance 101 Tips for Choosing a Plan

If you have any questions regarding the benefits you may qualify for, or questions about the Health Insurance Affordability Enterprise please contact Maria Rodriguez at