Health Insurance Affordability Enterprise
Health Insurance Affordability Enterprise
The Health Insurance Affordability Enterprise law is designed to address the affordability of health insurance for Coloradans purchasing coverage on the individual market and expand subsidies for those not eligible under the ACA. It establishes an enterprise to administer a health insurance affordability fee assessed on health insurers and hospitals to fund measures to reduce consumer costs for individual health coverage plans. The enterprise is governed by a 11-member board, with 9 members appointed by the Governor (with the consent of the State Senate).
Upcoming Meetings
Health Insurance Affordability Enterprise Board Meeting
Friday, June 13, 2025 from 8:00 am- 10:00 am. Please register in advance here
Board Meeting Materials
For interpretation requests other than English and Spanish, please email lupita.deecheverria@state.co.us
Statute & Regulations
DRAFT Proposed Emergency Regulation 25-E-03 Concerning Health Insurance Affordability Enterprise On-Exchange Subsidy - Please submit your comments on this draft proposed emergency regulation no later than 12 PM, June 20, 2025, to DORA_INS_RulesandRecords@state.co.us
SB 20-215: Health Insurance Affordability Enterprise - signed into law on June 30, 2020
4-2-76: Concerning the Health Insurance Affordability Fee Assessment and Collection Process - effective June 15, 2021
4-2-78: Cost-Sharing Reduction Enhancements - amended regulation effective October 30, 2024
4-2-83: Concerning Health Insurance Affordability Enterprise Subsides for Qualified Individuals through Premium Wrap and Cost Sharing Reduction Enhancements on the Colorado Option Silver Plan- amended regulation effective September 14, 2023
Health Insurance Affordability Enterprise Board Members
- Rich Cimino, Consumer
- Michael Conway, Colorado Division of Insurance
- Stephanie Einfeld, Primary Care
- Rebecca Gillett, Board Chair, Consumer
- Shannon Groves, Health Insurance Carrier
- Diana Pineda, Advocate
- Karla Gonzales Garcia, Board Secretary, Consumer
- Kevin Patterson, Board Vice-Chair, Connect for Health Colorado
- Dr. Lilia Cervantes, Hospital
- Kevin McFatridge, Representative of Statewide Association of Health Benefit Plans
- Vacant, Small Business
To apply to the Health Insurance Affordability Board go to the Application for Board / Commission for State of Colorado - select "Health Insurance Affordability Enterprise" from the drop-down menu for "Which Boards and Commissions are you interested in?"
Questions about the procurement process used for the Health Insurance Affordability Enterprise should be directed to Laura Mortimer (Laura.Mortimer@state.co.us).
Note: All solicitations with or on behalf of Health Insurance Affordability Enterprise are not subject to Colorado Procurement Code, including Article 109 (Remedies).
