DRAFT Regulations and Bulletins for Informal Public Comment

Regulations and Bulletins currently under review. The Division is requesting informal comments from the public.

Draft Regulations

The following Division of Insurance regulations are currently under review as new, revised, or proposed for repeal, and the Division requests informal comments from the public. To provide comments on any of the following draft regulations, email DORA_Ins_RulesandRecords@state.co.us.

Note: Regulations (also called "rules") interpret, but do not exceed the scope of the more general statutes passed by the Colorado General Assembly (also called the Legislature).

Note: Expect to see notice of hearings on the draft regulations above within approximately 90 days of each request for informal comments.

Draft New Regulations:

• DRAFT Proposed New Regulation 5-1-XX Concerning Homeowners Insurance Filing Requirements For Wildfire Models And Mitigation Discounts -- comments due at 5 pm on 1/9/26
• DRAFT Proposed New Regulation 5-1-XX Concerning Insurer and FAIR Plan Notification of Available Premium Reduction Options Related to Property-Specific and Community-Level Mitigation Actions Taken to Reduce Wildfire Risk -- comments due at 5 pm on 1/9/26

Draft Revised Regulations:

• DRAFT Proposed Amended Regulation 4-2-39 Concerning Rate Setting for Non-Grandfathered Individual, Small and Large Group Health Benefit Plans -- comments due at 5 pm on 1/9/26

Draft Emergency Regulations:

• Currently no emergency regulations for comment.

Draft Bulletins

The following Division of Insurance bulletins are currently under review as new, revised, or to be withdrawn, and the Division requests informal comments from the public. To provide comments on any of the following draft bulletins, email DORA_Ins_RulesandRecords@state.co.us.

Note: Bulletins are the Division’s interpretations of existing insurance law or general statements of Division policy. Bulletins themselves establish neither binding norms nor finally determine issues or rights.

Draft New Bulletins

• DRAFT Proposed New Bulletin B-5.XX Guidance for Insurers Regarding Annual Written Notice to Policyholders on Risk Scores and Mitigation Discounts -- comments due at 5 pm on 1/9/26

Draft Bulletins Under Review to be Withdrawn:

• Currently no draft withdrawals for comment.

Draft Revised Bulletins:

• Currently no revised bulletins for comment.