The Division is seeking comments on the following draft proposed new bulletin:
In the wake of the recent floods in Pagosa Springs and throughout southern Colorado, the Division would like insurers to consider the following when communicating with their insureds, regardless of whether the insured has flood insurance coverage.
Please submit your comments on this draft proposed new bulletin no later than 5 PM, October 27, 2025 to DORA_INS_RulesandRecords@state.co.us.
This draft proposed new bulletin, as well as other draft regulations and bulletins currently released for informal public comment, can be found on the Division's DRAFT Regulations and Bulletins for Informal Public Comment website.
The Division would like to provide notice that the Commissioner has adopted the following bulletin:
The purpose of this bulletin is to inform property and casualty insurers issuing residential property policies in Colorado of the Division’s position regarding sub-limits for wildfire smoke, soot, ash, odor, and char damage.
This bulletin is effective on October 20, 2025.
This bulletin, and other Division bulletins, can be found on the Division's website.