Fair Access to Insurance Requirements (FAIR) Plan: Protecting Property Owners in Colorado
What is the FAIR Plan?
The Fair Access to Insurance Requirements (FAIR) Plan is a program designed to provide property insurance coverage for homeowners and businesses when coverage is unavailable through traditional means. HB23-1288, establishing the FAIR Plan, was passed by the legislature and then signed into law by the Governor on May 12, 2023.
Visit www.ColoradoFAIRPlan.com for more information
April 10, 2025
Residential Homeowners Policies Available
June 17, 2025
Commercial Property Policies Available
Presentations
October 24, 2024 FAIR Plan Presentation
May 27, 2025 FAIR Plan Agent Presentation
June 3, 2025 FAIR Plan Consumer Presentation
The Board of Directors consists of representatives from insurance companies, consumer advocates, and industry professionals. Terms are for 3 years.
Currently, all Board positions are filled.
Applications are reviewed as positions open. Interested individuals must complete this application from the Colorado Office of Boards & Commissions. When applying, please indicate which of the seats listed below you are seeking to fill.
For more information about the FAIR Plan legislation, please contact Debra Judy (Debra.Judy@state.co.us) or Keilani Fleming (Keilani.Fleming@state.co.us).