PRELIMINARY 2025 HEALTH INSURANCE INFORMATION - INDIVIDUAL AND SMALL GROUP
The Colorado Division of Insurance (DOI) has completed its initial review of the health insurance plans that the companies have filed for 2025. The information below highlights the key information about the number of companies, plans and the premium changes the companies are requesting.
On July 25, 2024, the DOI will hold a virtual stakeholder meeting from 9:30-11:30 a.m. MDT, to share preliminary information regarding health insurance for 2025. This meeting will focus on highlights and trends the DOI has identified in its initial review of the information Colorado health insurers have submitted for 2025. People interested in attending this July 25 stakeholder meeting should register (via Zoom) using the following link - Register for July 25 Stakeholder Meeting.
Through the rest of summer and into the fall, the DOI will continue to review the information the insurance companies have submitted, and expects to release the final, approved plans and premiums in mid-October, ahead of the Nov. 1 start to the annual open enrollment period for the individual market.
Individual Market Plans
Individual market health insurance plans are for people who do not get insurance from an employer.
* Consumer Impact is defined as the enrollment-weighted rate change based on all plans, including both continuing and discontinuing plans from the previous plan year. It reflects the impact on a typical consumer, taking into account if a consumer’s current policy will be discontinued in the upcoming plan year.
Small Group Plans
Small group health insurance plans are for small employers with less than 100 employees.
* Consumer Impact is defined as the enrollment-weighted rate change based on all plans, including both continuing and discontinuing plans from the previous plan year. It reflects the impact on a typical consumer, taking into account if a consumer’s current policy will be discontinued in the upcoming plan year.