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Impact of the Expiration of Enhanced Premium Tax Credits on Colorado by County

Nearly 225,000 Coloradans depend on federal enhanced premium tax credits (ePTCs) to afford health coverage in the individual health insurance market. EPTCs are currently scheduled to expire December 31 this year. If the tax credits are allowed to expire, average premium increases will exceed 170% for marketplace customers in Colorado, with people in some rural counties facing increases of more than 300%.

District-level data from the Division of Insurance and Connect for Health Colorado underscores how significant the impact on net premium increases would be across Colorado if the tax credit expires. Below is a breakdown of impact by county:

CountyAverage Net Premium Increase for Financially Assisted CustomersCurrent Enrollment as of 4/1/2025Enrollment LossPercentage enrollment loss
Denver164%39,667-9,87725%
Arapahoe179%35,184-8,76125%
Jefferson161%35,485-8,83625%
Boulder114%25,355-11,96847%
Broomfield167%4,568-1,13725%
Clear Creek159%560-13925%
Eagle159%5,767-2,04735%
Gilpin168%340-8525%
Grand151%1,527-54235%
Jackson365%74-2635%
Jefferson161%35,485-8,83625%
Larimer194%21,964-3,38215%
Routt171%3,406-1,20935%
Summit148%3,661-1,30035%
Weld189%14,881-6,65245%
Moffat221%509-18135%
Rio Blanco160%371-13235%
Garfield262%5,195-1,84435%
Delta333%2,233-79335%
Pitkin212%2,156-76535%
Gunnison238%2,944-1,04535%
Mesa170%8,581-2,91834%
Montrose344%2,860-1,01535%
Ouray316%657-23335%
San Miguel214%1,510-53635%
Hinsdale242%54-1935%
Saguache210%393-15138%
Montezuma181%1,235-43835%
La Plata178%5,752-2,04236%
Archuleta216%1,484-52736%
Conejos192%275-10538%
Rio Grande197%588-22538%
Mineral161%130-5038%
Alamosa198%591-22638%
Costilla257%170-6538%
Huerfano270%393-15138%
Las Animas254%555-21338%
Pueblo214%4,829-98520%
Otero240%617-23638%
Dolores196%108-3835%
San Juan143%187-6635%
Adams176%21,933-5,46125%
Arapahoe179%35,184-8,76125%
Baca192%255-9838%
Bent292%159-6138%
Cheyenne131%116-4438%
Crowley334%101-3939%
Douglas161%22,839-5,68725%
El Paso159%26,125-7,08027%
Elbert162%1,531-38125%
Kiowa249%95-3638%
Kit Carson189%477-18338%
Larimer194%21,964-3,38215%
Lincoln200%215-8238%
Logan274%937-35938%
Morgan254%1,093-41938%
Phillips206%327-12538%
Prowers186%595-22838%
Sedgwick266%87-3338%
Washington220%353-13538%
Weld189%14,881-6,65245%
Yuma186%882-33838%
El Paso159%26,125-7,08027%
Adams176%21,933-5,46125%
Arapahoe179%35,184-8,76125%
Denver164%39,667-9,87725%
Douglas161%22,839-5,68725%
Jefferson161%35,485-8,83625%
Adams176%21,933-5,46125%
Boulder114%25,355-11,96847%
Broomfield167%4,568-1,13725%
Chaffee191%2,585-99038%
Custer283%355-13638%
El Paso159%26,125-7,08027%
Fremont265%1,387-53138%
Jefferson161%35,485-8,83625%
Lake143%514-18235%
Park186%1,113-27725%
Teller168%1,177-31927%
Weld189%14,881-6,65245%
Adams176%21,933-5,46125%
Larimer194%21,964-3,38215%
Weld186%14,881-6,65245%