Colorado Option

Versión en español de este sitio web

Starting in 2023, the Colorado Option will be available to all Coloradans who buy their health insurance on the individual market (i.e. not from an employer) and small employers with less than 100 employees.  With appropriate federal approval, Colorado Option plans will lower health insurance premiums for individuals, families, and small businesses by 15% by 2025.

As part of the Colorado Option, the Division of Insurance (the Division) will create a standardized plan which will allow consumers and businesses to easily compare plans and choose the plan that is right for them. This plan will cover all essential health benefits required by the Affordable Care Act, provide many high value services without consumer cost sharing, and be designed to reduce racial health disparities and improve health equity.

Standardized Plan for the Colorado Option

Stakeholder Meetings - Colorado Option Standardized Plan

The Colorado Division of Insurance (DOI) is inviting all individuals and organizations to participate in six stakeholder meetings to discuss the framework for the standardized plan for the Colorado Option. The Division is seeking input from interested parties on the structure of the standardized plan, and how to structure the plan to improve health equity, reduce disparities, and incentivize high value services. During the public health emergency, these meetings will be held virtually. Participants are strongly encouraged to attend all meetings to ensure consistency and accurate information flow.

Individuals working in or representing communities that are diverse in regards to race, ethnicity, immigration status, age, ability, sexual orientation, gender identity, or geographic region are specifically invited to participate. Physicians, members of the healthcare industry, consumer representatives, and individuals who are or represent health care workers are also invited to participate. In addition, the Division seeks participation from people from the many geographic regions within our state. 

The Division will host a series of stakeholder meetings (see dates and times below) on various topics and targeted to different audiences. Please Note: All meeting materials will be made publicly available on this page.

Stakeholder Meetings for the General Public and Industry Stakeholders

  Register for general meetings                           Stakeholder Meeting Materials

All workgroup materials will be made publicly available on this webpage. 

Now added: Meetings Designed to Address Specific Stakeholder Groups and Concerns

All of these meetings will be virtual, open to the public, and participants must register to attend - see the links below. Call in numbers are included in the registrations for those with limited bandwidth or who prefer not to use Zoom. 

Materials for all of these specific stakeholder meetings can be found here: 

       Stakeholder Meeting Materials          Materiales de la reunión de partes interesadas

  • For Health Insurance Companies, Insurance Brokers & Employers, Thursday, August 26, 1:00 PM - 2:00 PM - Meeting Recording
  • For Hospitals and Other Health Care Facilities, Tuesday, August 31, 11:00 AM - 12 Noon - Meeting Recording
  • For Disability Community members, Thursday September 2, 10:00 AM - 11:00 AM - Register for this meeting
  • For Consumer Advocates and Communities, Wednesday, September 8, 6:00 PM - 7:00 PM - Meeting Recording 
  • For Physicians and Other Health Care Providers, Friday, September 10, 12:00 PM - 1:00 PM - Meeting Recording 
  • For Rural Communities, Monday, September 13, 6:00 PM - 7:00 PM - Register for this meeting (Closed Captioning in English available, while Spanish interpretation will also be available at this meeting.)

All meeting materials will be also be translated into Spanish. 

Additional Stakeholder Meetings on Culturally Competent Health Care Provider Networks

All of these meetings will be virtual, open to the public, and participants must register to attend - see the links below. Call in numbers are included in the registrations for those with limited bandwidth or who prefer not to use Zoom. Closed Captioning is available at each of the following meetings.

Questions and comments about the Standardized Plan can be sent to

Colorado Health Insurance Option Recommendation


Final Proposal / Report
Draft Proposal / Report

Draft Report for Colorado's State Coverage Option - released October 7, 2019
Draft Report for Colorado's State Coverage Option - En Español
Oct. 8, 2019 State Option Stakeholder Presentation - English
Oct. 8, 2019 OPCIÓN DE COLORADO Presentación En Español

Stakeholder Engagement Meetings on Draft Proposal

  • November 7, 2019 - Edwards
  • October 23, 2019 - Grand Junction
  • October 22, 2019 - Hugo
  • October 12, 2019 - Durango
  • October 8, 2019 - Denver, Watch the webcast recorded presentation
  • October 8, 2019 - Pueblo
  • October 8, 2019 - Briefing for Eastern Plains Hospitals

Submitted Stakeholder Presentations
Written Comments from Stakeholders

These letters do not represent the opinions of the Department of Health Care Policy and Financing, the Division of Insurance or the State of Colorado. These are written comments submitted by stakeholders regarding the HB19-1004 Proposal for a State Health Care Coverage Option.