Colorado Option

Versión en español de este sitio web

Starting in 2023, the Colorado Option will be available to all Coloradans who buy their health insurance on the individual market (i.e. not from an employer) and small employers with less than 100 employees.  With appropriate federal approval, Colorado Option plans will lower health insurance premiums for individuals, families, and small businesses by 15% by 2025.


As part of the Colorado Option, the Division of Insurance (the Division) will create a standardized plan which will allow consumers and businesses to easily compare plans and choose the plan that is right for them. This plan will cover all essential health benefits required by the Affordable Care Act, provide many high value services without consumer cost sharing, and be designed to reduce racial health disparities and improve health equity.

Colorado's Section 1332 Innovation Waiver Amendment Request

Public Review & Comment Process

The Division is seeking public comments and feedback on the draft 1332 Innovation Waiver Amendment

Draft - Colorado Section 1332 Innovation Waiver Amendment

 

Public Comment Period: 10/15/21 - 11/15/21

Submit Comments to DORA_Ins_Co_Option@state.co.us (no later than 5 pm MT on 11/15/21)

Public Meetings on 1332 Amendment Request and Process - The purpose of these meetings is for the Division to provide information on the federal Section 1332 waiver that the Division will request for the Colorado Option. At the meetings, the DOI will provide an overview of the Colorado Option, as well as review the process for submitting a 1332 waiver. Each meeting will cover the same information, so there is no need to attend both. 

Nov. 9, 2021, 5:00 - 6:30 PM - Register for this virtual meeting

Nov. 10, 2021, 5:00- 6:30 PM - Register for this virtual meeting

Please complete the following form to request accessibility services for either meeting, at the time or registration or no later than October 26, 2021:


Colorado's Letter of Intent to Apply for a Waiver Amendment and Response

Standardized Plan for the Colorado Option

Stakeholder Meetings - Colorado Option Standardized Plan

The Colorado Division of Insurance (DOI) is inviting all individuals and organizations to participate in six stakeholder meetings to discuss the framework for the standardized plan for the Colorado Option. The Division is seeking input from interested parties on the structure of the standardized plan, and how to structure the plan to improve health equity, reduce disparities, and incentivize high value services. During the public health emergency, these meetings will be held virtually. Participants are strongly encouraged to attend all meetings to ensure consistency and accurate information flow.

Individuals working in or representing communities that are diverse in regards to race, ethnicity, immigration status, age, ability, sexual orientation, gender identity, or geographic region are specifically invited to participate. Physicians, members of the healthcare industry, consumer representatives, and individuals who are or represent health care workers are also invited to participate. In addition, the Division seeks participation from people from the many geographic regions within our state. 

The Division will host a series of stakeholder meetings (see dates and times below) on various topics and targeted to different audiences. Please Note: All meeting materials will be made publicly available on this page.

Colorado Option Frequently Asked Questions (English)

Plan estandarizado de Opción Colorado - Preguntas frecuentes

Stakeholder Meetings for the General Public and Industry Stakeholders

  Register for general meetings                           Stakeholder Meeting Materials

All workgroup materials will be made publicly available on this webpage. 

Now added: Meetings Designed to Address Specific Stakeholder Groups and Concerns

All of these meetings will be virtual, open to the public, and participants must register to attend - see the links below. Call in numbers are included in the registrations for those with limited bandwidth or who prefer not to use Zoom. 

Materials for all of these specific stakeholder meetings can be found here: 

       Stakeholder Meeting Materials          Materiales de la reunión de partes interesadas

  • For Health Insurance Companies, Insurance Brokers & Employers, Thursday, August 26, 1:00 PM - 2:00 PM - Meeting Recording
  • For Hospitals and Other Health Care Facilities, Tuesday, August 31, 11:00 AM - 12 Noon - Meeting Recording
  • For Disability Community members, Thursday September 2, 10:00 AM - 11:00 AM - Meeting Recording
  • For Consumer Advocates and Communities, Wednesday, September 8, 6:00 PM - 7:00 PM - Meeting Recording 
  • For Physicians and Other Health Care Providers, Friday, September 10, 12:00 PM - 1:00 PM - Meeting Recording 
  • For Rural Communities, Monday, September 13, 6:00 PM - 7:00 PM - Meeting Recording 
  • For Physicians and Other Health Care Providers, Tuesday, October 26, 11 AM - 12 Noon - Register for this meeting (Closed Captioning will be provided)
  • For Consumer Advocates and Community Members, Wednesday, October 27, 6 PM - 7 PM - Register for this meeting (Closed Captioning, Live ASL interpretation and Spanish translation will be provided.)
  • For Health Insurance Companies, Insurance Brokers & Employers, Thursday, October 28, 1 PM - 2 PM - Register for this meeting (Closed Captioning will be provided)

All meeting materials will be also be translated into Spanish. 

Additional Stakeholder Meetings on Culturally Competent Health Care Provider Networks

All of these meetings will be virtual, open to the public, and participants must register to attend - see the links below. Call in numbers are included in the registrations for those with limited bandwidth or who prefer not to use Zoom. Closed Captioning is available at each of the following meetings.

  • Wednesday, October 27, 2021, 11:00 AM - 12:00 PM: Register for this meeting (Closed Captioning and Spanish translation will be available at this meeting)  

 

Questions and comments about the Standardized Plan can be sent to dora_ins_co_option@state.co.us

Colorado Health Insurance Option Recommendation

 

Final Proposal / Report
Draft Proposal / Report

Draft Report for Colorado's State Coverage Option - released October 7, 2019
Draft Report for Colorado's State Coverage Option - En Español
Oct. 8, 2019 State Option Stakeholder Presentation - English
Oct. 8, 2019 OPCIÓN DE COLORADO Presentación En Español

Stakeholder Engagement Meetings on Draft Proposal

  • November 7, 2019 - Edwards
  • October 23, 2019 - Grand Junction
  • October 22, 2019 - Hugo
  • October 12, 2019 - Durango
  • October 8, 2019 - Denver, Watch the webcast recorded presentation
  • October 8, 2019 - Pueblo
  • October 8, 2019 - Briefing for Eastern Plains Hospitals

Submitted Stakeholder Presentations
Written Comments from Stakeholders

These letters do not represent the opinions of the Department of Health Care Policy and Financing, the Division of Insurance or the State of Colorado. These are written comments submitted by stakeholders regarding the HB19-1004 Proposal for a State Health Care Coverage Option.