Insurance Commissioner Statement on Court Ruling on the ACA

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ACA is still the law of the land.

DENVER (Dec. 19, 2019) – Colorado Insurance Commissioner Michael Conway released the following statement regarding the ruling from the Fifth Circuit Court of Appeals on the Affordable Care Act case Texas v. United States of America. 

“Because the appellate court did not strike down the ACA, everything today is the same as it was yesterday, and it will be the same tomorrow. The Colorado marketplace remains strong and open enrollment for the individual market for 2020 still continues through January 15. Our state’s exchange -- Connect for Health Colorado -- is still enrolling people for 2020 coverage. 

“It will be a long time before any final decisions are made on this case. There have been many challenges to the ACA over the years, yet it remains the law. The new, lower premiums for the individual market for 2020 are still in place. The key reason for those new low premiums, our reinsurance program, is still moving forward and will be in place for 2020. The protections for pre-existing conditions, the 10 essential health benefits, and subsidies to assist individuals and families with paying their monthly premiums  - are all still in place.”


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The Colorado Division of Insurance (DOI), part of the Department of Regulatory Agencies (DORA) regulates the insurance industry and assists consumers and other stakeholders with insurance issues.  Visit dora.colorado.gov/insurance for more information or call 303-894-7499 / toll free 800-930-3745

DORA is dedicated to preserving the integrity of the marketplace and is committed to promoting a fair and competitive business environment in Colorado. Consumer protection is our mission. Visit dora.colorado.gov for more information or call 303-894-7855 / toll free 1-800-886-7675

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