Notice of Adoption of Emergency Regulation 21-E-05 - Concerning Restrictions on Coverage for Use of a Personal Automobile or as an Additional Unnamed Driver on a Restaurant Commercial Automobile Policy for Food Delivery during COVID-19

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The Division would like to notify interested stakeholders that the Commissioner of Insurance has adopted the following emergency regulation:

The purpose of this emergency regulation is to ensure restaurant employees are able to continue to work by using their own insured personal automobiles for commercial food delivery during the current COVID-19 emergency and through the period of time in which Public Health Order 20-36, or any subsequent order that restricts or limits restaurant occupancy and in-person dining, or on-premise consumption, is in effect.

The Division of Insurance (“Division”) finds, pursuant to § 24-4-103(6)(a), C.R.S., that immediate adoption of this regulation is imperatively necessary for the preservation of public health, safety, or welfare. This emergency regulation became effective on March 22, 2021, and replaces Colorado emergency regulation 20-E-15, which became effective on November 19, 2020, in its entirety.

This emergency regulation, and other Division emergency regulations, can be found on the Division's Emergency Regulations page.

Find additional information on insurance and the COVID-19 public health emergency on the COVID-19 & Insurance page. This emergency regulation can be found under the health insurance tab. 

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